"FINCALC 5.0" is a Windows program designed to handle differing financial calculations related to investments and lending. The program acts like a loan calculator filling in missing terms and payment information. FINCALC 5.0 will display and print loan amortization schedules considering four types of insurance, miscellaneous fees and charges, and real estate taxes. Calculations for retirement planning and investment annuities are possible. If for example, you need to know the time value of withdrawals given a starting balance, or the amount of money your investment will be worth given a period of time, APR, compounding, and recurring deposit amount, FINCALC 5.0 will make these calculations easy for you. FINCALC 5.0's business calculations are extremely helpful for retailing companies. As an example, you can quickly determine the markup percent, or the cost of an item given the price and markup percent, or the price, given a markup percent and cost. FINCALC has been sold to gift shops, lawyers, bankers, insurance agents, real estate agents, finance companies, car dealers, and retailing companies. It makes no difference whether you are a business or an individual, you can still benefit from using the program. FINCALC has been sold to individuals planning for retirement, or who need loan interest for tax purposes, or who need to manage investments better, or who need to evaluate which loan option is least expensive. If you are involved in analyzing, acquiring, or recommending investments or lending instruments, you can benefit from using FINCALC 5.0.